Owner Financed Land at Lake of the Ozarks

Want land at Lake of the Ozarks without going through a bank? Many of our lots come with owner financing. You make a down payment, then monthly payments to us over 3, 5 or 10 years. Each lot page shows its price, down payment and monthly payment. When you find one you like, apply online. You can apply for one lot or several at once.

146 lots near Lake of the Ozarks with owner financing, priced from $5,000 to $1,650,000. 146 available now. 146 offer owner financing.

Neighborhoods:Heritage Isle (15)Kay's Point No. 2 (10)Kay's Point No. 8 (10)Camelot Estates No. 9 (9)Rural (9)Cornett Cove No. 4 (9)Cornett Cove No. 5 (9)Camelot Estates No. 5 (8)Cornett Cove No. 1 (7)Ridgecrest No. 1 (7)Camelot Estates No. 10 (6)Palisades Point No. 2 (6)Cornett Cove No. 2 (5)Kay's Point No. 4 (5)

AvailableCamelot Estates No. 9 Lot 12460.28 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 11540.36 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 11530.31 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 10 Lot 13830.3 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 10 Lot 13850.24 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 10 Lot 13840.24 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5010.29 acres · Camdenton$10,000 Owner financingAvailableCornett Cove No. 1 Lot 640.23 acres · Lake Ozark$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5020.29 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5040.3 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5090.28 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5100.29 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5210.28 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 5220.28 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 10850.24 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 7 Lot 4730.31 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 5 Lot 6080.33 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 10860.26 acres · Camdenton$10,000 Owner financingAvailablePalisades Point No. 2 Lot 900.32 acres · Lake Ozark$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 10880.26 acres · Camdenton$10,000 Owner financingAvailableRidgecrest No. 1 Lot 440.33 acres · Lake Ozark$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 10870.26 acres · Camdenton$10,000 Owner financingAvailableCamelot Estates No. 9 Lot 10890.26 acres · Camdenton$10,000 Owner financingAvailable0.16 Acres, Camden County (Pt SW SW)0.16 acres · Camdenton$10,000 Owner financingAvailableTahoe Lake Estates No. 1 Lot 32 Block 10.23 acres · Osage Beach$10,000 Owner financingAvailableCamelot Estates No. 10 Lot 13820.26 acres · Camdenton$12,000 Owner financingAvailableCamelot Estates No. 10 Lot 13810.26 acres · Camdenton$12,000 Owner financingAvailableCamelot Estates No. 10 Lot 13910.28 acres · Camdenton$12,000 Owner financingAvailable0.25 Acres, Camden County (Pt. NE SW)0.25 acres · Sunrise Beach$12,000 Owner financingAvailableCornett Cove No. 1 Lot 330.26 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 1 Lot 320.24 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 1 Lot 2230.3 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 1 Lot 2150.25 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 2 Lot 4070.23 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 2 Lot 3410.24 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 2 Lot 3340.3 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 4 Lot 6970.26 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 4 Lot 6950.27 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 2 Lot 4980.28 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 10050.23 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 4 Lot 7600.22 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 11720.28 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 11340.25 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 10850.33 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 10650.26 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 9430.22 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 6 Lot 320.27 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 5 Lot 9970.23 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 8180.37 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 7780.39 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 4720.37 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 1 Lot 920.38 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 1 Lot 4660.37 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 1 Lot 110.37 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 9260.4 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 9240.41 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 9150.45 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 8700.38 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 8620.37 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 2 Lot 8560.39 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 4 Lot 10820.27 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 4 Lot 11500.28 acres · Lake Ozark$12,500 Owner financingAvailablePalisades Point No. 2 Lot 950.3 acres · Lake Ozark$12,500 Owner financingAvailablePalisades Point No. 2 Lot 940.27 acres · Lake Ozark$12,500 Owner financingAvailablePalisades Point No. 2 Lot 1150.29 acres · Lake Ozark$12,500 Owner financingAvailablePalisades Point No. 2 Lot 1020.23 acres · Lake Ozark$12,500 Owner financingAvailablePalisades Point No. 1 Lot 360.31 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 8 Lot 390.28 acres · Lake Ozark$12,500 Owner financingAvailableRegency Cove Lot 820.38 acres · Lake Ozark$12,500 Owner financingAvailablePalisades Point No. 2 Lot 990.32 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 1 Lot 1270.28 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 8 Lot 1360.28 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 8 Lot 1350.29 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 5 Lot 12730.25 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 4 Lots 11740.23 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 1 Lot 1330.33 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 8 Lot 1470.41 acres · Lake Ozark$12,500 Owner financingAvailableKay’s Point No. 8 Lot 1490.38 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 4 Lot 7030.26 acres · Lake Ozark$12,500 Owner financingAvailableCornett Cove No. 4 Lot 9290.25 acres · Lake Ozark$15,000 Owner financingAvailableCornett Cove No. 4 Lot 8770.23 acres · Lake Ozark$15,000 Owner financingAvailableCornett Cove No. 4 Lot 8730.24 acres · Lake Ozark$15,000 Owner financingAvailableCornett Cove No. 4 Lot 8670.25 acres · Lake Ozark$15,000 Owner financingAvailableKay’s Point No. 4 Lot 9420.24 acres · Lake Ozark$15,000 Owner financingAvailableKay’s Point No. 4 Lots 11830.23 acres · Lake Ozark$15,000 Owner financingAvailableRidgecrest No. 1 Lot 310.43 acres · Lake Ozark$15,000 Owner financingAvailableChampions Run Lot 12960.46 acres · Sunrise Beach$15,000 Owner financingAvailableBlair Heights Part of Tract 1550.33 acres · Camdenton$15,000 Owner financingAvailableTahoe Lake Estates No. 3 Lots 39 & 40, Block 10.15 acres · Osage Beach$15,000 Owner financingAvailable3.03 Acres, Camden County (Pt SE NE)3.03 acres · Stoutland$15,000 Owner financingAvailableCornett Cove No. 5 Lot 12330.25 acres · Lake Ozark$18,500 Owner financingAvailableCamelot Estates No. 9 Lot 12870.32 acres · Camdenton$20,000 Owner financingAvailableKay’s Point No. 8 Lot 2180.35 acres · Lake Ozark$20,000 Owner financingAvailableKay’s Point No. 8 Lot 2160.29 acres · Lake Ozark$20,000 Owner financingAvailableParkview Lot 11 Resub Of Tract A Of Parkview0.45 acres · Osage Beach$20,000 Owner financingAvailableWard Hill Lot 110.56 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8540.69 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8920.55 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8820.49 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8780.53 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8770.41 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8720.35 acres · Sunrise Beach$20,000 Owner financingAvailableHeritage Isle Lot 8710.35 acres · Sunrise Beach$20,000 Owner financingAvailable0.54 Acres, Camden County (Pt. SW 1/4 (Lots 11 & 12))0.54 acres · Sunrise Beach$20,000 Owner financingAvailable0.47 Acres, Camden County (Pt. SW 1/4)0.47 acres · Sunrise Beach$20,000 Owner financingAvailableCornett Cove No. 2 Lot 4720.29 acres · Lake Ozark$25,000 Owner financingAvailableCornett Cove No. 5 Lot 13700.24 acres · Lake Ozark$25,000 Owner financingAvailableKay’s Point No. 2 Lot 6830.38 acres · Lake Ozark$25,000 Owner financingAvailableKay’s Point No. 8 Lot 2220.55 acres · Lake Ozark$25,000 Owner financingAvailablePalisades Point No. 4 Lot 4870.34 acres · Lake Ozark$25,000 Owner financingAvailableRidgecrest No. 1 Lot 1540.39 acres · Lake Ozark$25,000 Owner financingAvailableRidgecrest No. 1 Lot 1700.38 acres · Lake Ozark$25,000 Owner financingAvailableRidgecrest No. 1 Lot 1670.34 acres · Lake Ozark$25,000 Owner financingAvailableRidgecrest No. 1 Lot 1590.43 acres · Lake Ozark$25,000 Owner financingAvailableRidgecrest No. 1 Lot 1570.43 acres · Lake Ozark$25,000 Owner financingAvailableChampions Run Lot 10710.5 acres · Sunrise Beach$25,000 Owner financingAvailableHeritage Isle Lot 9050.59 acres · Sunrise Beach$25,000 Owner financingAvailableKay’s Point No. 8 Lot 128 & 1290.56 acres · Lake Ozark$25,000 Owner financingAvailableKay’s Point No. 8 Lot 1220.29 acres · Lake Ozark$25,000 Owner financingAvailableGrand Point No. 2 Lot 2560.37 acres · Sunrise Beach$28,000 Owner financing

See all 146 lots

Why buy from Black & White Land

• Buy direct from the owner. No agents and no commissions. You talk to the people who own the land.
• Owner financing on many lots. Pick a down payment and a 3, 5 or 10 year term. Apply online in a few minutes.
• Every lot is mapped. Each lot page shows the boundary, parcel number, acres, POA, utilities and drive times. See them all on the lot map.
• One offer for several lots. Tap Save this lot on the ones you like, then make one offer for all of them.

Helpful guides

• POA or no POA land at Lake of the Ozarks
• Septic or sewer: what to know about lake lots
• Land loans and financing
• Building on your lot

More land at Lake of the Ozarks

Land in Lake Ozark · Land in Osage Beach · Land in Camdenton · Land in Sunrise Beach · Land in Camden County · Horseshoe Bend lots · Porto Cima lots · Camelot Estates lots · Owner financed land · Lots under $10,000 · All lots

Questions?

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